Standard Transfers

They also offer a lower cost alternative to our urgent transfer service.

Key benefits

• Flexible - make payments of any amount in sterling or currency, to most destinations throughout the world
• 3-4 day transfers - funds will be with your beneficiary 3-4 working days after your account has been debited
• Convenient - arrange payments from your PC, or by visiting your local branch

How to make a payment within Europe

These details apply to euro payments for Iceland, Liechtenstein, Norway and Switzerland – as well as the 27 members of the European Community.

The members are Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK (and associated territories).

You will need to provide the recipient's:

• Name
• Bank BIC address (unique identifier code)
• Their International Bank Account Number (IBAN)

How to make a payment outside Europe

For all other countries, you need to tell us the:

• Currency of the payment
• Name of the person you’re sending the money to
• The recipient’s bank’s BIC address – unique identifier code
• The full name of the recipient’s bank
• Their bank address and sort code
• Their account number
• Which charges you will be paying

How much does it cost?

Euro payments to Iceland, Liechtenstein, Norway and Switzerland – as well as the 27 members of the European Community cost £10. You will only pay NatWest fees (the recipient will need to pay any of their bank’s fees).

All other payments cost £20, and the overseas bank will also make a charge. You can choose to pay all the charges; to pay only our charges; or to have the recipient pay all the charges.