International cash management
International cash management through automatic transfer: Global liquidity
Global liquidity helps you optimise your international cash management by automatically transferring funds between your accounts around the world – all based on the rules that you set. Global liquidity allows you to view balance and transaction details for accounts held with partner banks overseas, and provides projected close-of-business balance information available for investment each day. In so doing, you can identify, monitor and transfer your cash to maximise the return achieved on surplus positions, and minimise deficit positions to reduce funding costs.
See a demonstration of Global liquidity in practice.
If you want to open an account in a country outside of the UK we have a strong presence in over 36 countries. Clients benefit from our International network, (offered through our parent bank, The Royal Bank of Scotland) which provides the capability to our clients who have a need for trade, cash management and FX services.
To view the strength of the RBS International network please view our Country & trade insight section.
If you wish to do business outside of the 36 countries we currently operate in, we can help you to find a suitable solution through one of our international partner banks.
Key benefits
Time and efficiency savings – fully-automated global cash concentration avoids time-consuming manual processes.
Harder-working global funds – your business benefits from the most effective deployment of your funds around the world.
Convenient – Global liquidity runs through Bankline, our online banking service.
Full visibility – view and manage balances held on accounts with banks around the world.
Controlled processing – you can choose to set user profiles and the level of automation.
No disruption – Global liquidity enables you to maintain valuable relationships with your other banks.
Secure – your funds are protected by multiple passwords, PIN numbers, user ID, encryption and other security measures.
How Global liquidity works
1. Consolidate your balances
In-country cash management consolidates balances into a local account with one of our partner banks. This minimises cross-border transfers and costs.
2. Sweep your funds
Global liquidity transfers funds between your accounts with partner banks and your accounts held with NatWest in the UK. The whole process is based on rules stipulated by you.
3. Maximise your credit interest
Global liquidity is designed to maximise your credit interest. However, if your business is looking to minimise debit interest paid, Global liquidity can complete the process in reverse.
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