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Instant access accounts

Earn interest without tying your funds up

Flexible, interest-earning accounts that give you same-day access to your funds.

The Financial Services Compensation Scheme

Your eligible deposits with National Westminster Bank Plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.

Any deposits you hold above the £85,000 limit are not covered.

For further information download the FSCS leaflet (PDF, 3.09MB) or visit www.fscs.org.uk



Online instant access account

Manage your surplus funds online and by phone, and enjoy instant access with Direct Reserve.

SME Current Account

Designed for small and medium sized businesses, paying a flat rate of interest on all deposits.


Liquidity Manager

Liquidity Manager Lets you enjoy attractive rates of interest, that can help maximise your returns.


Direct Reserve Account

Instant access with no penalties and attractive rates for deposits.



Offsale savings accounts rates

View interest rates for accounts no longer offered to business customers.



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