Financial planning

When you run your own successful business, it's easy to believe that your finances and Protection needs will take care of themselves. That's not always the case.

Our business banking financial planning service recognises the inextricable links between your business and your personal finances. We'll help you to establish the financial strategies to optimise them both.

Professional help
NatWest business banking financial planning managers are professionally qualified to give advice on a range of financial planning and protection products. When you deal with us, you'll find we're:

• Honest - we'll only recommend products we're sure are right for you
• Open - we'll give you a full written explanation of the reasons for our recommendations
• Knowledgeable- we understand the particular financial planning issues faced by business owners

• Find out how you could benefit from a no obligation financial review

Where we can help
There are a number of areas where our financial planning managers can help you, and your business:

• Business liabilities - to help repay outstanding loans, mortgages and overdraft facilities in the event of death or critical illness
• Key person protection - providing funds to help keep the business running in the event of a death or critical illness of a key employee
• Share purchase and partner protection - provides funds to the business owners to help buy the share of a co-owner or partner who dies or becomes critically ill
• Retirement planning for owners and employees - don't rely on your business to provide your pension. We'll show you more tax efficient ways to save for your retirement and how contributions to your employees' pensions can be treated as a business expense
• Lump Sum Investment - helping you make the most of your excess business funds

Personal Needs

• Family Protection - to provide financial protection for your family in the event of your death or critical illness with life assurance and critical illness cover
• Income Protection - can provide help with a monthly income if you are unable to work because of long-term illness or accidental injury
• Savings and Investments- helping you to make the most of your personal savings

• Find out how you could benefit from a no obligation financial review

With a NatWest financial planning review you'll get advice from a qualified financial planning manager. To arrange a meeting simply speak to your Relationship manager.

A financial planning review can help you by:

• Identifying your longer-term financial goals for yourself and your business
• Helping you develop a clear idea of your financial needs and priorities
• Providing an assessment of how you could achieve your financial goals
• Giving you recommendations on products that can help you achieve your goals

Book your review today
Just call us on 0800 051 1871
Minicom 0800 917 0526
Lines are open from 8am-8pm, Monday to Thursday, 8am-6pm Friday and 9am-5pm Saturday (excluding bank holidays). Calls may be recorded.