Instant access accounts
Earn interest on your business funds without locking them away
Our range of instant access savings accounts gives you lots of ways to manage your short term surplus business cash.
The Financial Services Compensation Scheme
Your eligible deposits with National Westminster Bank Plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.
Any deposits you hold above the £85,000 limit are not covered.
For further information download the FSCS leaflet (PDF, 3.09MB) or visit www.fscs.org.uk
Concerned about cashflow?
Managing your cashflow is often one of the biggest challenges facing new and growing businesses. Savings accounts can help you manage yours
Our instant access savings accounts
| Account | Ideal for... | Manage account | |
|---|---|---|---|
| Business Reserve | ...keeping your surplus funds separate from your everyday cash, and earning interest. |
| Find out more ![]() |
| Direct Reserve Savings | ...managing your surplus business funds online and by telephone. |
| Find out more ![]() |
| Client Deposit Manager | ...professional firms and other organisations that hold third party funds. |
| Find out more ![]() |
| Clients’ Monies Service | ...regulated companies, property managers, letting agents and housing associations. |
| Find out more |
Saving for the longer term?
Our longer term savings accounts offer you fixed rates of return over fixed terms.
Offsale instant access accounts rates
View interest rates for instant access accounts no longer offered to business customers.
Apply now
Call us on
0800 404 7851
Minicom
0800 404 6161
Lines are open:
Mon - Fri 9am - 8pm and
Sat 10am - 2pm
(excl. public holidays).
Calls may be recorded.


