Important

We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. You can find out more and set your own preferences here.

Instant access accounts

Earn interest on your business funds without locking them away

Our range of instant access savings accounts gives you lots of ways to manage your short term surplus business cash.

The Financial Services Compensation Scheme

Your eligible deposits with National Westminster Bank Plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.

Any deposits you hold above the £85,000 limit are not covered.

For further information download the FSCS leaflet (PDF, 3.09MB) or visit www.fscs.org.uk


Concerned about cashflow?

Concerned about cashflow?

Managing your cashflow is often one of the biggest challenges facing new and growing businesses. Savings accounts can help you manage yours


Our instant access savings accounts



AccountIdeal for...Manage
account
Business Reserve...keeping your surplus funds separate from your everyday cash, and earning interest.
  • online
  • phone
  • branch
Find out more
Apply online for Business Reserve
Direct Reserve Savings...managing your surplus business funds online and by telephone.
  • online
  • phone
Find out more
Apply online for Direct Reserve savings
Client Deposit Manager...professional firms and other organisations that hold third party funds.
  • online
  • phone
  • branch
Find out more
Apply online for Client deposit manager
Clients’ Monies Service...regulated companies, property managers, letting agents and housing associations.
  • online
  • phone
Find out more

Saving for the longer term?

Our longer term savings accounts offer you fixed rates of return over fixed terms.


Offsale instant access accounts rates

View interest rates for instant access accounts no longer offered to business customers.


Apply now

Apply icon

Visit a branch icon

Call us

Call us on
0800 404 7851

Minicom
0800 404 6161


Lines are open:
Mon - Fri 9am - 8pm and
Sat 10am - 2pm
(excl. public holidays).
Calls may be recorded.