Business Debit Card charges



Business Debit Card Charges
Transaction type Charges
Service charges may also apply. Please refer to your account tariff for details.
Transactions in the UK
Cash withdrawals in sterling:
From a UK NatWest cash machineNo charge
From any other cash machineWe will not charge you a fee for using these machines. If the machine owner levies a fee, you will be advised on screen about any charges before you withdraw cash
In a UK NatWest branchNo charge
In a NatWest branch on the Channel Islands, Isle of Man or Gibraltar1.5% (min £2, max £4.50)*
In any other bank, travel agent, bureau de change or other outlets displaying the Visa logo1.5% (min £2, max £4.50)*
Purchase of foreign currency or travellers’ cheques
From a NatWest branchNo charge
From any other bank, travel agent, bureau de change or other outlets displaying the Visa logo.1.5% (min £2, max £4.50)*
Foreign currency withdrawal from cash machines2% (min £2, max £5)
Transactions abroad
Cash withdrawals2% (min £2, max £5)
Purchase of currency or travellers’ cheques. Please note: standard commission rates apply2% (min £2, max £5)
Card purchases£1.25 per transaction

Exchange Rate Transaction Fee

Any transaction in a foreign currency is converted into sterling at our prevailing exchange rate and a transaction fee of 2.75% is subsequently applied for debit card transactions. This fee is known as the Exchange Rate Transaction Fee (ERTF).


Where a charge is shown as a percentage, it is a percentage of the total sterling value of the transaction.
* These charges will no longer apply after 4 July 2012