NatWest Business Current Account

A Business Current Account is suitable for any type of business, large or small.

If you're a new business, you can benefit from our start-ups package which includes over £900 worth of savings.

A relationship managed account

This account offers your business a wide range of business banking services including the support of a dedicated Relationship Manager, either face to face or by phone.

Transaction based charges

Charges for this account are based on the transactions you make. If your business generates a lot of cash or cheques, you can take advantage of a reduced charging structure for cash and cheque deposits – and withdrawals

Easy account opening

Whether you’re starting your first business, upgrading your account or switching from another bank, we help make it easy for you. You can apply online or at your local branch.

Switching made easy

For established businesses, our dedicated switching team will help you every step of the way.

In addition to the business banking facilities you would expect, with a Business Current Account you also get:

• Access to special offers – that could save your business money
• A nationwide network – of branches and cash machines
• 24-hour access – to your account information by phone or online
• Cards - our combination of credit and debit cards can make business expenditure easier to track and manage
• An overdraft facility – to help you manage your business cash flow (subject to status)

You’ll also benefit from the full range of services provided by your dedicated Relationship Manager

This includes:

• Local business knowledge – as part of the local business community, your Relationship Manager can provide you with valuable introductions
• A second opinion – your Relationship Manager can be a sounding board for your business development ideas
• Access to specialist products – such as invoice and asset finance.

Account Charges

NatWest Business Account Charges (PDF, 220KB).

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Charging Periods

Charges are applied monthly or quarterly calculated on the services you've used. You'll be given at least 14 days' notice of amounts to be charged, along with details of our calculations.

If you have to pay account charges in any of the charging periods shown below (left hand column), we will take them from your account on the dates in the right hand column.

It's not our general policy to pay legal and valuation charges.