EIB Loan Scheme for SMEs

Our agreement with the European Investment Bank means that your borrowing costs could be reduced, saving you money throughout the term of the loan.

Key scheme features:

• Borrow from £26,000 - and up to £10m
• Short or long terms - between 2 - 25 years
• Multi-purpose borrowing - use the funds for a range of purposes including asset purchase, permanent increases to working capital, or research & development costs

Eligibility
These loans can be granted to most SMEs with up to 250 employees.
Show me the eligibility conditions

Find out more
For more information, contact your Business Manager or get in touch with your nearest NatWest branch.

The following conditions apply to loans granted under the EIB loans for SMEs scheme:

• Applicants must not employ more than 250 employees, and must be considered autonomous/independent of any parent companies
• Loans can be granted to businesses in most sectors (except those associated with property development for sale, property investment, the purchase of farm land, weapons and ammunition, gambling and related equipment, tobacco-related businesses, use of live animals for scientific purposes, or any business which is considered morally or ethically controversial)
• Borrowers must agree that (a) upon reasonable notice they will permit representatives of the EIB to inspect all sites, installations and works that comprise the project, which is the subject of the loan; and (b) following a request by the EIB, we may give any information about the facility, project or borrower to the European Investment Bank.
• Loans are subject to status and the decision to lend rests with NatWest. The EIB is unable to intervene in any matter regarding the Bank's credit assessment of an applicant.

Find out more
For more information, contact your Business Manager or get in touch with your nearest NatWest branch.