Business deals legal information

Credit facilities: Over 18s only.

2 years’ free banking

Free banking means the charges for the day to day running of your account (known as your ‘service charge’) will not apply during the free banking period. At the end of this period, you will automatically move to the Standard Tariff. Charges for “Additional Services” and “Unarranged Borrowing” are not part of the free banking offer. Free banking applies to businesses that started trading within the past twelve months with projected or existing annual turnover not exceeding £1 million.

In order to access online and telephone banking, customers must first activate the service.

Smarta Business Builder

Free 14-day trial: At sign up you will be asked for your payment details, but you won’t be charged until day 15. If you cancel within the first 14 days you won’t be charged.

Business Asset Funding

Business insurance

Provided by RBS Business Insurance Services Limited. Registration number: 05196274. Registered Office: Churchill Court, Westmoreland Road, Bromley, Kent, BR1 1DP.

Life Protection

Provided by National Westminster Life Assurance Ltd, a subsidiary company of Aviva plc. Policy age restrictions and terms and conditions apply. Cashback offer – applies to all term assurance policies with or without optional critical illness. All premiums must be paid to date at the end of the first policy year to qualify for the 10% or 25% cashback and all premiums must be paid to date at the end of the second policy year to qualify for the second 10% cashback. If you meet the criteria for more than one offer you must choose the one to best suit your needs. Relevant code must be included on application for offer to apply.

Tax Saver account

The account is available to business customers with a group turnover of less than £25 million in the 12 months prior to account opening.

Streamline Mobile terminal

Offer available until 31 may 2011. Standard Mobile 3-month hire rate is £425 plus VAT. Short-term hires are only available to merchants who have a Streamline Merchant account prior to the rental of the terminal. One-off £20 delivery and return charge applies.

National Westminster Bank plc.
135 Bishopsgate, London EC2M 3UR.

January 2011