Women in business
Banking for women in business
Every year more and more women take the step of starting their own business. There are now over 600,000 female entrepreneurs in the UK, demonstrating that an increasing number of women have the initiative, confidence and motivation to go it alone.
At NatWest we offer a network of Women in Business Ambassadors, who will provide you with support and advice with running your business. They will take the time to listen and understand your particular needs and recommend solutions to problems you may encounter. We are able to offer you a number of different products that could help your business. Please speak to your regional representative to find your nearest Woman in Business Ambassador.
Useful Contacts in your region
Start-up businesses
When you are starting up in business, you’ll want to keep an eye on what you are spending. With initial outlays for things such as stock, computer equipment and rent, the more help you can get with your cash flow the better. That’s why we offer all new businesses 2 years’ free business banking. You will also receive free Business Planning Software, which allows you to create an in-depth business plan, as well as a number of other offers and discounts that your new business will find useful.
Free banking means no account charges for payments into and out of and running your account (provided your account is run in credit and you do not pay out more than £1 million during a 12 month period. Free banking and opening an account is subject to status. Applies to new businesses that started trading within the past 12 months.
More about Start-up businesses
Established businesses
Advantage Business is our unique current account that offers a fixed monthly fee, to allow you budget easier. The account provides a number of offers and discounts, to help you grow or expand your business.
More about Established businesses
Business Overdrafts
Our Business Overdraft facility could give your business the advantage of greater freedom and flexibility. So, whether you’ve got future plans you want to put into action, or simply have some unexpected expenses to pay, that extra flexibility can always come in handy.
Security may be required.
| YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE |
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More about Business Overdrafts
Business Loans
Getting the right level of finance is essential when starting or growing your business. NatWest can offer a range of business loans to suit your circumstances.
With a Small Business Loan you don’t need to use your house as security and there are no arrangement or security fees to set up the loan. Director’s guarantee may be required.
A Business Term Loan is a flexible business solution, allowing you to restructure your loan to suit the needs of your business.
| YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE |
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Business Insurance
All businesses need insurance and in some cases it’s a legal requirement. Our insurance products can be tailored to provide your business with the protection it needs. So why not challenge us today to beat your existing insurer’s renewal premium or for start ups, a quote from another insurer.
Mentor – Employment Law and Health & Safety
We recognise that running a business is never easy. Constantly changing rules and regulations mean that it’s now more important than ever to manage your business risks. Whatever assistance you need, Mentor could provide the Employment Law or Health & Safety package that’s right for you and your business.
Business Status Alerts
This is a new credit checking service through Equifax, a leading credit reference agency. The service provides regular credit checking and monitoring of your business customers and suppliers – helping reduce your exposure to bad debt.
More about Business Status Alerts
Partnerships
NatWest works closely with industry leading organisations that provide support and advice specifically aimed at women in business owners, such as everywoman and Athena.