Commercial Mortgage

You could reduce costs and improve cash flow. You could gain by:

• avoiding unexpected rent increases
• increasing your capital as a result of increases in property values

Your mortgage repayment is likely to be similar to the rent on the same property. You could use a Commercial Mortgage to fund expansion or as a residential and commercial investment.

Please read this important information

The NatWest Commercial Mortgage offers a number of flexible options

At the outset of the loan you can:

• pay nothing or just the interest when you first set up the loan
• benefit from tailored repayments (within NatWest guidelines)
• choose low repayments at the start
• withdraw your loan in stages giving access to money when required

All of the above options help to reduce initial costs and aid cash flow at the start of the loan.

Subsequently, you can change the loan when you need to, by:

• taking a payment holiday when extra cash is needed elsewhere - for example, to take advantage of a new business opportunity*
• paying less by reducing payments if your cash flow changes, thus taking pressure off your business*
• paying off the loan early by increasing payments when it suits you
• making good use of any surplus cash by making lump sum payments at any time
• taking money back when needed to by withdrawing any extra payments made over the previous 12 months*
• changing repayment frequency by arranging to pay weekly, monthly or quarterly, whatever suits your cash flow situation*

Tax Efficient Retirement Planning

Commercial Mortgages can also be used to fund property for use with a Self Invested Pension Plan.

For more information on Self Invested Pension Plans and other investment opportunities, visit a-dayhelp.com